Beauty shop, barber shop and day spa liability application



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BEAUTY SHOP, BARBER SHOP AND DAY SPA LIABILITY APPLICATION

Applicant’s Name:      

     

Mailing Address:      



     

Location Address:      

     


Agency Name:      

Agent No.:      

Address:      

     

E-mail:      

Phone No.:      



PROPOSED EFFECTIVE DATE: From       To       12:01 A.M., Standard Time at the address of the Applicant

ANSWER ALL QUESTIONS—IF THEY DO NOT APPLY, INDICATE “NOT APPLICABLE” (N/A)



Applicant is:

a.  Individual  Corporation  Partnership  Joint Venture

 Limited Liability Company  Other (Specify):      



b.  Owner  Employed Operator  Independent Contractor

Website Address:      

E-mail Address:       Phone No.:      

Limits Of Liability & Deductible Requested:

General Aggregate (other than Products/Completed Operations)

$     

Products & Completed Operations Aggregate

$     

Personal & Advertising Injury (any one person or organization)

$     

Each Occurrence

$     

Damage to Premises Rented to You (any one premises)

$     

Medical Expense (any one person)

$     

Errors & Omissions Coverage Each Claim
(Included up to General Liability Limits) Aggregate

$     
$     

Sexual and/or Physical Abuse Coverage

 $50,000/$100,000 (included)
 $100,000/$300,000

Other Coverages, Restrictions and/or Endorsements:      

$     

Deductible

$     

1. Name of business (D/B/A):      

2. Business is:  Barber Shop  Beauty Parlor  Day Spa  Dental Spa

 Massage Parlor  Medical (Medi) Spa  Tanning Salon



3. How long has applicant been in business?     years

4. Number of operators:      

Full-time hair and/or manicurist:     Part-time hair and/or manicurist (less than twenty [20] hours per week):    

Aestheticians:       Masseuses:      

5. Total gross sales: $     

6. Number of:

Barber Shop chairs:       Saunas:       Tanning booths:      

Hot tubs/spas:       Swimming pools:       Tanning spray on booths:      

Hydromassage beds:       Tanning beds:       Toning beds:      



7. Are all operators licensed?  Yes  No

8. Are records kept of patrons’ permanent waves and hair dyes?  Yes  No

9. State methods used in permanent hair waving (electric, cold wave, machineless, other):      

10. Does applicant manufacture or sell any food, beverage, supplement or vitamin under their own label?  Yes  No

11. Does applicant manufacture, mix, blend or repackage products sold for use on or off premises (other than any food, beverage, supplement or vitamin)?  Yes  No

If yes, advise receipts and explain:      

12. Are any operations performed away from the applicant’s premises?  Yes  No

If yes, explain:      

13 Are any of the following exposures included in the applicant’s operation?

 Acne scar treatment

 Fat Reducing Procedures

 Plastic surgery

 Beauty schools/classes

 Intense pulsed light (IPL)

 Podiatry detoxification

 Body piercing

 Hair implants

 Prenatal massage

(other than ear piercing)

 Laser hair removal;

 Removal of tattoo, port wine or

 Body wraps

receipts: $     

birthmark

 Botox or other cosmetic injections

 Lice removal

 Tattoos

 Chemical peels (deep);

 Makeovers/Facials

 Teeth whitening

receipts: $

 Manicures/Pedicures

 Vein treatments

 Chiropody

 Mesotherapy treatment

 Wig application

 Colon hydrotherapy

 Microdermabrasion;

 Waxing—hot/cold

 Ear candling

receipts: $     

 Other (describe):

 Ear piercing

 Micro-needle therapy

     

 Electrolysis

 Nail sculpting

 Other (describe):

 Face lifting

 Permanent cosmetics;

     

 False lashes

receipts: $     




14. Has any operator had a previous claim or pending allegations for alleged malpractice, error or mistake?  Yes  No

If yes, explain:      

15. Does risk engage in the generation of power, other than emergency back-up power, for their own use or sale to power companies?  Yes  No

If yes, describe:      

16. During the past three years, has any company canceled, declined or refused similar insurance to the applicant? (Not applicable in Missouri)  Yes  No

If yes, explain:      

17. Does applicant have other business ventures for which coverage is not requested?  Yes  No

If yes, explain and advise where insured:      



18. Additional Insured Information:

Name

Address

Interest

     

     

     

     

     

     

     

     

     

19. Prior Carrier Information:

Year

    

    

    

Carrier

     

     

     

Policy No.

     

     

     

Coverage

     

     

     

Occurrence or Claims Made

     

     

     

Total Premium

$     

$     

$     

20. Loss History:

Indicate all claims or losses (regardless of fault and whether or not insured) or occurrences that may give rise to claims for the prior three years.  Check if no losses last three years.

Date of
Loss


Description of Loss

Amount
Paid


Amount
Reserved


Claim Status
(Open or Closed)


     

     

$     

$     

     

     

     

$     

$     

     

     

     

$     

$     

     

     

     

$     

$     

     

     

     

$     

$     

     

This application does not bind the applicant nor the Company to complete the insurance, but it is agreed that the information contained herein shall be the basis of the contract should a policy be issued.

FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. (Not applicable in AL, CO, DC, FL, KS, LA, ME, MD, MN, NE, NY, OH, OK, OR, RI, TN, VA, VT or WA)

NOTICE TO ALABAMA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution fines or confinement in prison, or any combination thereof.

NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.

WARNING TO DISTRICT OF COLUMBIA APPLICANTS: It is a crime to provide false or misleading information to
an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the
applicant.

Notice To Florida Applicants: Any person who knowingly and with intent to injure, defraud, or deceive any in-surer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

NOTICE TO KANSAS APPLICANTS: Any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NOTICE TO LOUISIANA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

Notice To Maine Applicants: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

NOTICE TO MARYLAND APPLICANTS: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

NOTICE TO MINNESOTA APPLICANTS: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NOTICE TO OHIO APPLICANTS: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

NOTICE TO OKLAHOMA APPLICANTS: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

NOTICE TO RHODE ISLAND APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

FRAUD WARNING (APPLICABLE IN VERMONT, NEBRASKA AND OREGON): Any person who intentionally presents a materially false statement in an application for insurance may be guilty of a criminal offense and subject to penalties under state law.

FRAUD WARNING (APPLICABLE IN TENNESSEE, VIRGINIA AND WASHINGTON): It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

NEW YORK OTHER THAN AUTOMOBILE FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

APPLICANT’S NAME AND TITLE:      

APPLICANT’S SIGNATURE: Date:      

(Must be signed by an active owner, partner or executive officer)

PRODUCER’S SIGNATURE: DATE:      




IMPORTANT NOTICE










As part of our underwriting procedure, a routine inquiry may be made to obtain applicable information concerning
character, general reputation, personal characteristics and mode of living. Upon written request, additional information as to the nature and scope of the report, if one is made, will be provided.

Agent Email:

Preferred Method of Correspondence: Email Fax Mail

Applicant Email:



Preferred Method of Correspondence: Email Fax Mail





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